My child turns 18

When your child turns 18, a number of things will change for your child, but also for you. We have listed the most important things for you.

What will change

Child benefit ends

Child benefit stops automatically when your child turns 18. You can find out when the last payment will be made on the website of the Social Insurance Bank (SVB) .

Child-related budget ends

The child budget ends from the month after your youngest child turns 18. 

Rent allowance can change

Your housing allowance may change if your child is 18 years or older and still lives with you. You can find more information at belastingdienst.nl.

Additional health insurance policy

Up to the age of 18, your child is co-insured free of charge on your health insurance policy. After that, premiums must be paid for health insurance and your child is obliged to pay an excess. Your child can choose to stay with your health insurance or to take out its own health insurance. Take the time to compare and discuss the different options with your child.

Liability insurance 

Check whether you have family coverage if your child still lives at home. With family cover, your child remains co-insured as long as your child lives at home.

Maintenance obligation 

As a parent, you remain liable for maintenance until your child turns 21. This means that, under the law, you remain responsible for your child's shelter, clothing, food, education, and medical care. You can suggest to your child that they contribute to the household expenses (board money). You can find tips regarding board money on nibud.nl.

Alimony

From the age of 18, your child is entitled to alimony themselves. This means that your child receives the alimony. You can read more information on rijksoverheid.nl.

Help with money problems

If you are worried about money, contact a budget coach . A budget coach is free and works with you to find a solution.

Information for your child

On the page '18 years: what you need to arrange' , you will find the most important things your child needs to arrange when they turn 18.

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