Benefits for the elderly unemployed

You are over 50 years old and unemployed. Or you no longer earn enough money with your own business. Then you may be able to receive a benefit for older unemployed: IOAW, IOW or IOAZ.

What do you need to know

  • You will not receive an AOW yet
  • You don't have enough money to live on
  • If you get IOAW, IOW or IAOZ, you adhere to the rules

What do you have to do

Different rules apply to qualify for 1 of the 3 benefits.

IOAW

I.O.W.

IOAZ

  • Read the conditions for an IOAZ benefit

  • You can apply for an IOAZ benefit by sending an email to independent desk@hilversum.nl. Put in the subject 'I want to apply for IOAZ'. We will then contact you and tell you what you need for your application