Debt counseling

If you are unable to resolve your debts yourself or with the help of those around you, you may be able to make use of debt counselling. Together we look at what you need for a debt-free life.

What do you need to know

  • Together we discuss your income, expenses, assets and debts
  • You will receive a personal action plan 
  • We help you balance your income and expenses 
  • We look beyond debt. You may be entitled to a government scheme, such as healthcare allowance or childcare allowance. Or is there a minimum scheme that suits you
  • We calculate what you can pay off
  • In consultation with you, we will make a payment proposal to your creditors 
  • We will continue to coach you until you have found the right balance and remain debt free
  • You may always keep part of your income to live on if a bailiff demands your wages or benefits. That's called your seizure-free foot. You can use the calculate tax-free allowance via the website of the central government
  • You will be referred to the right help, so that you will be helped immediately

What do you have to do

How's it going

  • We will contact you within 2 working days to make an appointment
  • We will speak within 4 weeks
  • You will hear within 8 weeks whether you will receive help and what kind of help it is